Generate Payments - Allow Cheque Value to Exceed Balance - Setting to default this be ticked

The system needs to made more fool proof - this is one example. If you do not tickAllow Cheque Value to Exceed Balance when Generating Payments - the suppliers that have exceeded their balances cause a payment run to fail and subsequently the BACS file fails to be generated too resulting in additional time to reproduce the BACS file. This is quite a high impact as BACs runs are often time critical tasks to get done